Retail analyst Howard Davidowitz says the economy has forced many retailers to again offer layaway. Most retailers had stopped because it was not economical for them. Davidowitz tells Ari Shapiro that layaway has some advantages for consumers — but they better make sure they will be able to make the final payment, or they will ...

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On my first day of college, I chose a checking account because the bank was handing out free Frisbees. This was my only bank account for nearly 20 years. Eventually I opened a savings account at the local credit union. Then I discovered the benefits of a high-yield savings account. Last autumn I opened my first ...

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One of the “most accomplished Americans” in history Ted Kennedy campaigning in 1962 (Photo: commons.wikimedia.org) Those were the words of President Barack Obama from his eulogy for Senator Edward Kennedy of Massachusetts, the last surviving brother in what the Associated Press calls “an enduring political dynasty.” Democratic Senator Kennedy died due to complications caused by brain cancer. ...

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From the Bernie to the grave You don't look well, Bernie (Photo: picasaweb.google.com) The Bernard Madoff Ponzi scheme was the largest financial fraud scheme perpetuated (allegedly) by one individual in United States history. When Madoff was thrown in prison, some people felt that he had gotten his just desserts and that the punishment fit the crime. While ...

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To get the best deal on a loan today, you need better credit than ever before We’re in the middle of a credit crunch, and getting an installment loan – whether it’s an auto loan, a home loan, or a personal loan – requires better credit than ever before. Creditors have their guards up and ...

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